As a professional, it's essential to have a bank account dedicated to business transactions. However, account management can quickly become time-consuming and costly if we don't choose the offer best suited to our needs. Among the traditional banks, Société Générale offers two distinct products. On the other hand, neobank pro Anytime also offers two formulas to suit all profiles. What are the differences between these two providers?
Société Générale pro account services and rates
With an offer comprising two different formulas, the Société Générale bank is aimed at all categories of professionals and businesses. It offers a modular base to adapt to their needs, with personalized services.
What does the Société Générale pro account include?
Société Générale offers a package containing all the basic services required to manage a professional account. This package, called Jazz Pro, includes: + The Société Générale pro account, including account opening and maintenance fees, as well as transaction commissions (up to €12,500 in debit transactions/month) + Access to the Progélience Net Internet service for consulting accounts and carrying out certain transactions + Fees for stopping checks or direct debits + Issuance of 3 bank checks per year + Discounts on bank cards and certain services + A loyalty program for obtaining gifts.
All these services are also available à la carte in the Professional Account offer.
Compare the rates of a Société Générale pro account with an Anytime pro account?
| Société Générale Jazz Pro package | Société Générale à la carte business account | ||
|---|---|---|---|
| Monthly contribution | 36.90/month 442.80€ / year |
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| Opening a file and updating the customer's situation | - | 12.08/month 145€/year |
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| Account management | - | From €25.50/month 306€/year |
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| Movement commission | - | From €7 | |
| Progéliance Net subscription | - | 21€/month 252€/year |
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| Visa Business card, immediate or deferred debit | From €2.50 to €12.20/month Or €30 to €146/year |
From 3.30€ to 16.25€ / month 40€ to 195€/year |
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| TOTAL | From €39.40 to €49.10/month Or €473 to €589/year | From €61.92 to €74.83/month Or €743 to €898/year |
Other charges may apply for additional services or certain transactions. To find out more, visit the Société Générale Pro account professional rates page.
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--- | --- | --- | | Anytime pro account | Société Générale pro account Accepted legal forms | Micro-companies, SAS, SASU, SARL, EURL, SCI, liberal professions, associations Monthly package | From 9,50€ | From 24€ or all-inclusive for 36€ with Jazz Pro Movement commission | Maximum 0.06% per movement
Bank card prices | 0€/year 3 cards included in the offer | 52€/year Virtual bank card prices | 200 included in offer | No Expense management module | included in offer | No Dynamic management of card limits | included in offer | No Payment terminal | Sumup 19 € + 1,5 % per transaction | On quotation after a personalized study Payment button | 3.8% to 1.7% per transaction | VAD contract required Bank card type | Visa or Mastercard
Bank card type | Visa or Mastercard
Remote banking package | 0€/year | From 19€/year Checkbook | Free Cheque cashing | 4 per month | Unlimited Credit or overdraft authorization | Conditionally with Bolden | Yes
Customer service | Customer service by e-mail included. Telephone advisor available with PREMIUM, PROFESSIONAL and ENTREPRISE offers | Dedicated advisor by appointment
How do I open a Société Générale Pro account?
To open a Société Générale pro account, you need to make an appointment with an advisor at one of the bank's branches. Appointments can also be made by telephone or via the website.
To open a pro account, the bank will automatically ask you for the following documents: + Proof of activity + One or two proofs of identity + One or more proofs of address for the registered office.
How much can I save with an Anytime pro account?
Anytime's pricing conditions are simple and transparent. Anytime's two no-banking account offers are available as annual or monthly payments with no commitment:
| Discount compared with Société Générale | -75% | -75% |
|---|---|---|
| Anytime pro account offer | SOLO offer From €9.5/month Or €114/year (without telephone advisor) |
PREMIUM offer From €19.5/month Or €234/year (with telephone advisor) |
What's included in the Anytime professional account
Anytime is a neobank designed primarily for professionals. Its range of professional accounts is made up of two formulas, suitable for individuals as well as for all professional and business profiles.
What's in the Anytime pro account?
The SOLO offer for the Anytime pro account includes: + The business account + A personal account to help you juggle your business and personal expenses + 3 Mastercard cards with a maximum limit of €5,000 per transaction. (Possibility of ordering several Mastercards) + 200 virtual Mastercards to pay on the Internet or remotely + A complete management application enabling you to carry out all your day-to-day operations on the Internet or from your telephone (European and international transfers, transaction listing, card blocking, 24-hour access to your card PIN code, etc.) + Free transfers and direct debits in euros + Free use of your 3 Mastercards to manage your expenses efficiently and avoid mixing your personal expenses with your business expenses. + Balances and alerts in real time + A range of services offered by Anytime or its partners (expense management, payment terminal, cash management, etc.).
What's more, this online pro account lets you easily set up payment methods such as a payment link by email or SMS, a payment button for a website, or even order a payment terminal to collect from customers (supplied by SmileandPay and Sumup).
How do I open an Anytime pro account?
You can open an Anytime business account entirely online, at any time. In just 10 minutes, after filling in the essential information and providing a photo of your ID, you'll be able to access your business account and obtain a RIB. Within 48 hours, your pro account will be activated (provided you have supplied all the requested documents listed below).
To meet legal requirements, to open a pro account with a RIB FR (for direct debits and bank transfers) you must provide: + A copy of a valid ID + Proof of address in your name less than 3 months old + The first transfer to your Anytime pro account must be made from a European bank account in your name.
To send these documents, all you need is a photo taken with your smartphone, which saves precious time during the subscription process.
While Société Générale's pro account offer may seem interesting for its modularity, it remains very expensive for freelancers, self-employed entrepreneurs and the self-employed. The Anytime pro account offer represents an opportunity to access services that are perfectly suited to both businesses and the self-employed, at a much lower cost. Saving time is also a strong point of the neobank's offer dedicated to professionals, both when opening a pro account and through the possibility of managing it entirely from a clear, easy-to-use application.
