Unpaid invoices: how to avoid contentious collection?

Have you ever been a victim of non-payment? If so, you're not alone: according to FIGEC, 16,000 business failures occur every year due to missed payments.


  • Freemium offer: 5% commission on amounts collected
  • Premium offer: 2.5% commission on amounts recovered + €249 excl. tax/year

How does it work?

  1. Submit your invoice
  2. Your unpaid balance is assigned to the best-rate collection professional
  3. Sign your collection mandate in one click
  4. The service provider collects
  5. You receive the money you're entitled to, minus the GCollect fee and commission.


  • No money up front until collection is finalized
  • Unlimited invoice submission
  • The most competitive collection fees on the market
  • Batch filing of invoices possible
  • Optimized tracking of unpaid bills


This phenomenon is on the rise: getting paid can be a real obstacle course. For entrepreneurs and small businesses, there's only one solution to the problem of non-payers: make do on their own. So what can you do to avoid debt collection disputes?


Unpaid bills, a problematic situation for companies

An invoice is said to beoverdue when it is not paid on time. One French SME in two is a victim of late payment. As a result, one company in five declares over 5% of its sales as unpaid. This recurring problem exists in all types of company (craftsmen, shopkeepers, self-employed professionals, farmers, auto-entrepreneurs, very small businesses, SMEs, etc.), and is a source of enormous frustration.


Several solutions for non-litigious collection of unpaid invoices

Many companies don't know how to deal with unpaid invoices. And yet, collecting these invoices is vital to a company's health. Most managers don't know where to turn. And yet, there are several solutions available to them for the collection of unpaid invoices: specialized companies, lawyers, bailiffs, collection software... However, many are discouraged by solutions that are too expensive and too complicated, or by the fear of losing the good relationship with their customer. Today's entrepreneur is looking for an efficient, fast and cost-effective solution.


What are the best ways to collect your receivables?

The law sets the payment term at 30 days (following the date of receipt of goods or performance of service) when nothing has been agreed by the parties. Otherwise, payment must not exceed 60 days from the date of invoice.

If the debtor has not paid on time, a plan of action must be put in place immediately. Even for small amounts, the first thing to do is to contact the debtor to set the record straight. Is it a late payment? A simple oversight? A minor setback?

If your reminders for late payment go unanswered, you are unfortunately the victim of a payment default, which you need to settle as quickly as possible to keep your cash flow healthy. It's worth noting that, in the event of non-payment, almost 9 out of 10 debtor companies are actually solvent (source: FIGEC.) If attempts to contact your debtor are unsuccessful, there is the solution of online debt collection.


GCollect, the democratization of unpaid invoice collection

Debt collection is undergoing a digital revolution. GCollect is the first and only marketplace that helps companies solve their unpaid receivables problems by offering them the most competitive rates (collection fees charged by service providers once they have collected an unpaid receivable). The platform gives you a clear and simple view of the collection process, and makes your life easier by sparing you the hassle of taking steps to recover the fruits of your labor.

The GCollect principle

GCollect is the first independent platform for direct contact with amicable debt collection professionals. One of our main objectives is to preserve the business relationship by avoiding legal proceedings as far as possible. Relocating the reminder is often enough to recover the unpaid amount. It should be noted that 90% of amounts recovered by collection professionals are amicable (source FIGEC).

These professionals are the only ones authorized to go out into the field to negotiate payment of overdue invoices. All companies have to do is enter their SIREN number and the main elements concerning their unpaid invoice on the platform, and the rest is done thanks to the algorithms developed by GCollect. A service like this doesn't exist anywhere else.

The customer decides the price

Many companies with small receivables give up on outsourcing the collection of their outstanding debts. GCollect is a marketplace. It enables you to get the best rates from the pros. It's the customers who decide the amount of the collection fee charged by the professional: the result is a competitive collection fee. It's risk-free, since the fee is only payable if the collection is successful.

A simple, transparent procedure

GCOLLECT is not a collection company, it's a facilitator. Its aim is to democratize the collection of unpaid invoices. The platform is aimed at all companies, whatever their size or the amount of their debt.

The process is completely transparent: a rating and assessment system guarantees the efficiency of collection service providers.

In short, GCollect lets you :

  • Register receivables on which you have noted non-payment
  • 1-click acceptance of the voluntary professional's out-of-court collection mandate
  • Benefit from below-market collection costs
  • Track the collection of your unpaid invoices


Anytime and GCollect: a shared ambition to make life easier for entrepreneurs

Anytime wants to revolutionize access to banking services, making life easier for entrepreneurs by offering innovative services. With this in mind, it was only natural to establish a partnership with GCollect, which is revolutionizing its sector - debt collection.

Entrepreneurs are looking for greater ease and speed in this new digital era: Anytime and GCollect share the same desire to support companies in their development, by offering them transparent, low-cost services.

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