Comparison of business accounts & banks professional 2023

Take a look at the savings you could make and the services you could benefit from

Focus on essentials

Anytime
Easy
BNP Paribas
Esprit Libre Pro
Sociéré Générale
Jazz Pro
Crédit Agricole
Propulse : start+
Banque Postale
Pro Account
Crédit Mutuel
EuroCompte Pro
LCL
A la carte offer
Shine
Pro
Qonto
Smart
Boursorama
Boursorama Pro
Blank
Complete
Manager.One
Unique
Revolut
Grow
N26
Business Metal
Memo Bank
More
Hello Ban
Hello Business
HSBC
Fusion Start
Sogexia
Entrepries
Finom
Premium
Olky
Pro
Annual price 234 € 480 €
CA<900KE
468 € 252 €
Start +: 17€/month + 48€/year Propulse Gestion
288 €
From
299 €
pour un chiffre d'affaire <40K€ / 378€ pour les structures réalisant de 40 à 80K€ de chiffre d'affaire / 455€ de 80 à 160K€ de chiffre d'affaire /626€ de 160 à 300K€ de chiffre d'affaire/ 890€ de 300 à 500K€ de chiffre d'affaires
324 €
348 € 276 € 108 € 468 € 359 € 300 € 202,80 €
1788 €
130,80 € 300 € 1 875 €
1.25% on credit transfers
480 € 339 €
100€ deposit for the first year
Savings with Anytime - 246 € - 234 € - 18 € - 54 € - 65 € - 90 € - 114 € - 42 € - - 192 € - 125 € - 66 € - - 1 554 € - - 66 € - 1 641 € - 246 € - 105 €
Customer reviews (Trustpilot) 4,6/5 2,1/5 1,9/5 2,0/5 1,4/5 - 2,3/5 4,6/5 4,6/5 4,1/5 4,3/5 3,0/5 4,3/5 3,2/5 - 2,4/5 1,5/5 4,4/5 4,0/5 3,8/5
Business current account
Personal account included in package
IBAN French
Visa / Mastercard with limits for your employees
Free payment terminal 🎁 Free!
Creators: Certificate of capital deposit
69 €
91 €
69 €
59 €
Free if the account remains open for 3 months
Not communicated
Mastercard pro cards included in package 1 1 1 1 Not communicated Not communicated 2 1 3 1 1 Visa
1 Metal card
3 plastic cards
1 10 1 1 5
Account management fees 0 € 0 € from €26 to €32 0 € 0 € 0 € from €65 to €214 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 1,25% à 0,20% by credit transfer
Depending on the amount, e.g.: €1,200 for €150,000 or €125 for €10,000 in incoming transfers / €0.90 + 4% for cash deposits, 2.50% for bank card account credits / €3 per ATM withdrawal.
0 € 160 €
Intervention fees (cost per transaction) 0 € 9.50 €/op. 13.80 €/op. 0 € 8 €/op. 9 €/op. 10 €/op. 0 € 0 € included 0 € 16 €HT/op. 0 €
3 €
by direct debit rejection
0 € 9.50 €/op 8 €/op. 0 € 0 €
5 €
by SEPA rejection
or
opposition sur SEPA
Card payment fees abroad 0% 2,90% + 0,90 € 2,70% + 1 € 1,9% 2,3% 2,50% + 0,33 €
2,95%
in France and abroad
1,90% 2%
3 free
then 1.69%.
1,90% + 1 € 2,50%
Limited to 10
3 €/ additional payment
0% 2% 0% 2,90% 2,95% 1% 1,90%
Sub-account (to isolate taxes, anticipate vat, etc.)
Team spending (restricted access, cards, individual caps, virtual cards)
Invoicing tool and quotation creation included
9/month
+ 0.90 per invoice issued or received
4/month
Automatic VAT calculation
4/month

Detailed offers

Anytime
Easy
BNP Paribas
Esprit Libre Pro
Sociéré Générale
Jazz Pro
Crédit Agricole
Propulse : start+
Banque Postale
Pro Account
Crédit Mutuel
EuroCompte Pro
LCL
A la carte offer
Shine
Pro
Qonto
Smart
Boursorama
Boursorama Pro
Blank
Complete
Manager.One
Unique
Revolut
Grow
N26
Business Metal
Memo Bank
More
Hello Ban
Hello Business
HSBC
Fusion Start
Sogexia
Entrepries
Finom
Premium
Olky
Pro
Annual price 234 € 480 €
CA<900KE
468 € 252 €
Start +: 17€/month + 48€/year Propulse Gestion
288 €
From
299 €
pour un chiffre d'affaire <40K€ / 378€ pour les structures réalisant de 40 à 80K€ de chiffre d'affaire / 455€ de 80 à 160K€ de chiffre d'affaire /626€ de 160 à 300K€ de chiffre d'affaire/ 890€ de 300 à 500K€ de chiffre d'affaires
324 €
348 € 276 € 108 € 468 € 359 € 300 € 202,80 €
1788 €
130,80 € 300 € 1 875 €
1.25% on credit transfers
480 € 339 €
100€ deposit for the first year
Savings with Anytime - 246 € - 234 € - 18 € - 54 € - 65 € - 90 € - 114 € - 42 € - - 192 € - 125 € - 66 € - - 1 554 € - - 66 € - 1 641 € - 246 € - 105 €
Business current account
Personal account included in package
IBAN French
Visa / Mastercard with limits for your employees
Mastercard pro cards included in package 1 1 1 1 Not communicated Not communicated 2 1 3 1 1 Visa
1 Metal card
3 plastic cards
1 10 1 1 5
Virtual maps included 200 Not communicated Unlimited Unlimited Unlimited 200 1 10 Not communicated
Number not disclosed
5
SEPA transfers included 100 100 60 Not communicated Unlimited 100 100 200
Account management fees 0 € 0 € from €26 to €32 0 € 0 € 0 € from €65 to €214 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 1,25% à 0,20% by credit transfer
Depending on amount, e.g. €1,200 for €150,000 or €125 for €10,000 in transfers 0.90€ + 4% for cash deposits, 2.50% for account credits by bank card card / €3 per ATM withdrawal
0 € 160 €
Intervention fees (cost per transaction) 0 € 9.50 €/op. 13.80 €/op. 0 € 8 €/op. 9 €/op. 10 €/op. 0 € 0 € included 0 € 16 €HT/op. 0 €
3 €
by direct debit rejection
0 € 9.50 €/op 8 €/op. 0 € 0 €
5 €
by SEPA rejection
or
opposition sur SEPA
Turnover fees 0 € included 0,2%
8 € minimum
0 € included < 3500 €
monthly debit movements.
included 0.13% /month
with a minimum charge of €15
0 € 0 € included 0 € 0 € 0 € 0,5%
on deposits exceeding €50,000 / 8 withdrawals/month, €2/additional withdrawal
0 € 0 € 0,10%
or €150
0 € 0 € 0,068% à 0,080%
per operation > €5,000
Open a 100% mobile account
Protection of deposited funds
Customer service Monday to Saturday
7/7
7/7
7/7
e-mail
only by chat
Card payment fees abroad 0% 2,90% + 0,90€ 2,70% + 1€ 1.9% 2.3% 2,50% + 0,33€ 2,95%
in France and abroad
1,90% 2% 3 free
then 1.69%.
1,90% + 1€ 2,50% Limited to 10
3€/additional payment
0% 2% 0% 2,90% 2.95% 1% 1,90%
Shared account access (partners, accountants, employees, etc.)
Sub-account (to isolate taxes)
Sub-account (for saving money)
Real-time balance and notifications
+ 60 €
+ 73 €
Mobile and web customer area
Team spending (restricted access, cards, individual caps, virtual cards)
Collection
Payment link sent by SMS or email
Free payment terminal 🎁 Free!
Cheque cashing
6 included
+ €2/additional cheque
2 included
+ €2/additional cheque
20 including 3 comfort
+ €0.90/additional cheque
Limited to 5/year
+ €20/additional cheque
Accounting
Associating an invoice with an expense report
4/month
Digitization of expense claims with probative value
4/month
Invoicing tool and quotation creation included
9/month + €0.90 per bill issued or received
4/month
Chartered Accountant
Automatic VAT calculation
4/month
Professional insurance
Professional liability
Business premises
Cyber-insurance
Damage to computer equipment
Financing and cash flow
Factoring
Purchase order financing
Collection of unpaid invoices
Guarantee against late payment
Credit from €500 to €10,000
Designer
Certificate of capital deposit
+91 €
+69 €
+59 €
Free if account remains open for 3 months
Not communicated
Average time to obtain certificate after payment of funds 48h - 72h 48h - 72h 1 to 2 weeks 1 to 2 weeks Not communicated Not communicated Not communicated 72h 72h Not communicated Not communicated 48h - 72h - - 48h Not communicated Not communicated 24h Not communicated 48h
Help with setting up your own company (optional)
Help to become a micro-entrepreneur