Comparison of business accounts & banks professional 2023
Take a look at the savings you could make and the services you could benefit from
Focus on essentials
Easy
|
Esprit Libre Pro
|
Jazz Pro
|
Propulse : start+
|
Pro Account
|
EuroCompte Pro
|
A la carte offer
|
Pro
|
Smart
|
Boursorama Pro
|
Complete
|
Unique
|
Grow
|
Business Metal
|
More
|
Hello Business
|
Fusion Start
|
Entrepries
|
Premium
|
Pro
|
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|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Annual price | 234 € |
480 €
CA<900KE
|
468 € |
252 €
Start +: 17€/month + 48€/year Propulse Gestion
|
288 € |
From 299 €
pour un chiffre d'affaire <40K€ / 378€ pour les structures réalisant de 40 à 80K€ de chiffre d'affaire / 455€ de 80 à 160K€ de chiffre d'affaire /626€ de 160 à 300K€ de chiffre d'affaire/ 890€ de 300 à 500K€ de chiffre d'affaires
|
324 €
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348 € | 276 € | 108 € | 468 € | 359 € | 300 € | 202,80 € |
1788 €
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130,80 € | 300 € |
1 875 €
1.25% on credit transfers
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480 € |
339 €
100€ deposit for the first year
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| Savings with Anytime | - 246 € | - 234 € | - 18 € | - 54 € | - 65 € | - 90 € | - 114 € | - 42 € | - | - 192 € | - 125 € | - 66 € | - | - 1 554 € | - | - 66 € | - 1 641 € | - 246 € | - 105 € | |
| Customer reviews (Trustpilot) | 4,6/5 | 2,1/5 | 1,9/5 | 2,0/5 | 1,4/5 | - | 2,3/5 | 4,6/5 | 4,6/5 | 4,1/5 | 4,3/5 | 3,0/5 | 4,3/5 | 3,2/5 | - | 2,4/5 | 1,5/5 | 4,4/5 | 4,0/5 | 3,8/5 |
| Business current account |  |
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| Personal account included in package | |
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| IBAN French | |
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| Visa / Mastercard with limits for your employees | |
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| Free payment terminal | 🎁 Free! | |
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| Creators: Certificate of capital deposit |
69 €
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91 €
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69 €
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59 €
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Free if the account remains open for 3 months
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Not communicated | |
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| Mastercard pro cards included in package | 1 | 1 | |
1 | 1 | Not communicated | Not communicated | 2 | 1 | 3 | 1 | 1 Visa |
1 Metal card
3 plastic cards
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1 | 10 | 1 | 1 | |
5 | |
| Account management fees | 0 € | 0 € | from €26 to €32 | 0 € | 0 € | 0 € | from €65 to €214 | 0 € | 0 € | 0 € | 0 € | 0 € | 0 € | 0 € | 0 € | 0 € | 0 € |
1,25% à 0,20%
by credit transfer
Depending on the amount, e.g.: €1,200 for €150,000 or €125 for €10,000 in incoming transfers / €0.90 + 4% for cash deposits, 2.50% for bank card account credits / €3 per ATM withdrawal.
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0 € | 160 € |
| Intervention fees (cost per transaction) | 0 € | 9.50 €/op. | 13.80 €/op. | 0 € | 8 €/op. | 9 €/op. | 10 €/op. | 0 € | 0 € | included | 0 € | 16 €HT/op. | 0 € |
3 €
by direct debit rejection
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0 € | 9.50 €/op | 8 €/op. | 0 € | 0 € |
5 €
by SEPA rejection
or opposition sur SEPA |
| Card payment fees abroad | 0% | 2,90% + 0,90 € | 2,70% + 1 € | 1,9% | 2,3% | 2,50% + 0,33 € |
2,95%
in France and abroad
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1,90% | 2% |
3 free
then 1.69%.
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1,90% + 1 € | 2,50% |
Limited to 10
3 €/ additional payment
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0% | 2% | 0% | 2,90% | 2,95% | 1% | 1,90% |
| Sub-account (to isolate taxes, anticipate vat, etc.) | |
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| Team spending (restricted access, cards, individual caps, virtual cards) | |
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| Invoicing tool and quotation creation included | |
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9/month
+ 0.90 per invoice issued or received
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4/month
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| Automatic VAT calculation | |
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4/month
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Detailed offers
|
Easy
|
Esprit Libre Pro
|
Jazz Pro
|
Propulse : start+
|
Pro Account
|
EuroCompte Pro
|
A la carte offer
|
Pro
|
Smart
|
Boursorama Pro
|
Complete
|
Unique
|
Grow
|
Business Metal
|
More
|
Hello Business
|
Fusion Start
|
Entrepries
|
Premium
|
Pro
|
|
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Annual price | 234 € |
480 €
CA<900KE
|
468 € |
252 €
Start +: 17€/month + 48€/year Propulse Gestion
|
288 € |
From 299 €
pour un chiffre d'affaire <40K€ / 378€ pour les structures réalisant de 40 à 80K€ de chiffre d'affaire / 455€ de 80 à 160K€ de chiffre d'affaire /626€ de 160 à 300K€ de chiffre d'affaire/ 890€ de 300 à 500K€ de chiffre d'affaires
|
324 €
|
348 € | 276 € | 108 € | 468 € | 359 € | 300 € | 202,80 € |
1788 €
|
130,80 € | 300 € |
1 875 €
1.25% on credit transfers
|
480 € |
339 €
100€ deposit for the first year
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| Savings with Anytime | - 246 € | - 234 € | - 18 € | - 54 € | - 65 € | - 90 € | - 114 € | - 42 € | - | - 192 € | - 125 € | - 66 € | - | - 1 554 € | - | - 66 € | - 1 641 € | - 246 € | - 105 € | |
| Business current account | |
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| Personal account included in package | |
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| IBAN French | |
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| Visa / Mastercard with limits for your employees | |
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| Mastercard pro cards included in package | 1 | 1 | |
1 | 1 | Not communicated | Not communicated | 2 | 1 | 3 | 1 | 1 Visa |
1 Metal card
3 plastic cards
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1 | 10 | 1 | 1 | |
5 | |
| Virtual maps included | 200 | |
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Not communicated | |
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Unlimited | Unlimited | |
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Unlimited | 200 | 1 | 10 | |
Not communicated |
Number not disclosed
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5 | |
| SEPA transfers included | 100 | |
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100 | 60 | Not communicated | Unlimited | 100 | 100 | |
200 | |
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| Account management fees | 0 € | 0 € | from €26 to €32 | 0 € | 0 € | 0 € | from €65 to €214 | 0 € | 0 € | 0 € | 0 € | 0 € | 0 € | 0 € | 0 € | 0 € | 0 € |
1,25% à 0,20%
by credit transfer
Depending on the amount, e.g.: €1,200 for €150,000 or €125 for €10,000 in incoming transfers / €0.90 + 4% for cash deposits, 2.50% for bank card account credits / €3 per ATM withdrawal.
|
0 € | 160 € |
| Intervention fees (cost per transaction) | 0 € | 9.50 €/op. | 13.80 €/op. | 0 € | 8 €/op. | 9 €/op. | 10 €/op. | 0 € | 0 € | included | 0 € | 16 €HT/op. | 0 € |
3 €
by direct debit rejection
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0 € | 9.50 €/op | 8 €/op. | 0 € | 0 € |
5 €
by SEPA rejection
or opposition sur SEPA |
| Turnover fees | 0 € | included |
0,2%
8 € minimum
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0 € |
included < 3500 €
monthly debit movements.
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included |
0.13% /month
with a minimum charge of €15
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0 € | 0 € | included | 0 € | 0 € | 0 € | 0,5% on deposits exceeding €50,000 / 8 withdrawals/month, €2/additional withdrawal |
0 € | 0 € |
0,10%
or €150
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0 € | 0 € |
0,068% à 0,080%
per operation > €5,000
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| Open a 100% mobile account | |
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| Protection of deposited funds | |
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| Customer service Monday to Saturday | |
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7/7
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7/7
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7/7
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e-mail
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only by chat
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| Card payment fees abroad | 0% | 2,90% + 0,90€ | 2,70% + 1€ | 1.9% | 2.3% | 2,50% + 0,33€ |
2,95%
in France and abroad
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1,90% | 2% |
3 free
then 1.69%.
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1,90% + 1€ | 2,50% |
Limited to 10
3€/additional payment
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0% | 2% | 0% | 2,90% | 2.95% | 1% | 1,90% |
| Shared account access (partners, accountants, employees, etc.) | |
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| Sub-account (to isolate taxes) | |
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| Sub-account (for saving money) | |
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| Real-time balance and notifications | |
+ 60 €
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+ 73 €
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| Mobile and web customer area | |
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| Team spending (restricted access, cards, individual caps, virtual cards) | |
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| Collection | ||||||||||||||||||||
| Payment link sent by SMS or email | |
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| Free payment terminal | 🎁 Free! | |
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| Cheque cashing | |
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6 included
+ €2/additional cheque
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2 included
+ €2/additional cheque
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20 including 3 comfort
+ €0.90/additional cheque
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Limited to 5/year
+ €20/additional cheque
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| Accounting | ||||||||||||||||||||
| Associating an invoice with an expense report | |
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4/month
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| Digitization of expense claims with probative value | |
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4/month
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| Invoicing tool and quotation creation included | |
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9/month + €0.90 per bill issued or received
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4/month
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| Chartered Accountant | |
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| Automatic VAT calculation | |
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4/month
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| Legal protection | ||||||||||||||||||||
| Legal information by telephone | |
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| Commercial defense | |
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| Criminal and disciplinary defense | |
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| Debt collection | |
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| Disputes with suppliers | |
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| Tax protection | |
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| Social protection | |
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| Administrative protection | |
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| E Reputation / Cleaning | |
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| Identity theft | |
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| Hacking | |
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| Business premises protection (and Joker coverage) | |
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| Contract analysis | |
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| Card insurance | ||||||||||||||||||||
| Payment protection | |
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| Protecting your online purchases | |
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| Phone and tablet protection | |
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| Flight delay protection | |
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| Travel cancellation insurance | |
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| Lost luggage | |
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| Car rental deductible protection | |
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| Medical assistance abroad | |
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| Professional insurance | ||||||||||||||||||||
| Professional liability | |
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| Business premises | |
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| Cyber-insurance | |
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| Damage to computer equipment | |
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| Financing and cash flow | ||||||||||||||||||||
| Factoring | |
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| Purchase order financing | |
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| Collection of unpaid invoices | |
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| Guarantee against late payment | |
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| Credit from €500 to €10,000 | |
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| Designer | ||||||||||||||||||||
| Certificate of capital deposit | |
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+91 €
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+69 €
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+59 €
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Free if account remains open for 3 months
|
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Not communicated | |
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| Average time to obtain certificate after payment of funds | 48h - 72h | 48h - 72h | 1 to 2 weeks | 1 to 2 weeks | Not communicated | Not communicated | Not communicated | 72h | 72h | Not communicated | Not communicated | 48h - 72h | - | - | 48h | Not communicated | Not communicated | 24h | Not communicated | 48h |
| Help with setting up your own company (optional) | |
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| Help to become a micro-entrepreneur | |
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