Companies: PGE Résilience extended until the end of the year

To cope with the impact of the conflict in Ukraine on the global economy, the amended Finance Act for 2022 provides for the extension of the PGE Resilience scheme. It will be available until December 31, 2022.

Supporting businesses in the face of conflict in Ukraine

The PGE Résilience was created to support companies with significant cash-flow needs as a result of the war in Ukraine. In particular, these companies are faced with rising raw material prices, disruption of supply chains, suspension of payments from Russia or Ukraine, and loss of commercial outlets as a result of international sanctions.

The players concerned can approach their bank to obtain a state-guaranteed loan covering up to 15% of their average annual sales over the last three years. This financing can be combined with any other PGEs obtained, for which the loan ceiling is 25% of sales. The PGE Résilience repayment period is 6 years, and the beneficiary company must begin repaying the loan after one year.

PGE Résilience extended to December 31

While the classic PGE, which was created to help companies particularly hard hit by the consequences of the Covid-19 crisis, came to an end on June 30, 2022, the PGE Résilience has been extended until December 31. Beneficiaries of this extension are companies that did not obtain a PGE Résilience before June 30, 2022, or those that took advantage of this financing without having exceeded their 15% sales ceiling.


To take out an EMP Resilience, the company must make an appointment with its usual bank. After examining its situation, the bank will give a pre-approval for a loan. The company will need to log on to the Bpifrance platform to retrieve a unique identifier to send to the bank. Once the unique number has been confirmed by Bpifrance, the bank can grant the loan.


Many other aids available

The PGE Classique and PGE Résilience schemes are in addition to the other aid schemes set up to support businesses in a difficult economic climate marked by the war in Ukraine. Indeed, professionals are on the front line of the energy crisis, bearing the full brunt of soaring gas and electricity bills, whatever their sector of activity.

Among the measures proposed by the government is the introduction of a tariff shield for all companies with fewer than 10 employees and sales of 2 million euros. This is complemented by a subsidy for the payment of electricity and gas bills. Last but not least, companies can also turn to the Résilience subsidized loans, which are direct loans from the French government to support the cash flow of those most affected by the health crisis and supply difficulties.