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You are...
Association | Foundation
Our services for associations and foundations
Company creator
Discover our low-cost pro account + capital deposit package to help you get started.
Micro-entrepreneur
Our offer for micro-entrepreneurs or those without a SIRET number
Self-employed | Small business
Our offer for small businesses, freelancers, artisans and professionals
Company | Startup
Our offer for ambitious companies, SMEs, ETIs and startups
ESC
Our offer for managing operating and social works budgets via a single interface, at controlled cost under control
Syndics
Our offer dedicated to the management of very specific costs incurred by trustees.
Products
Business account
A professional account with far more comprehensive services than a traditional bank
Collection
Cash your customers quickly and easily
Accounting
Anytime provides invoicing software, facilitates your accounting and helps you with administrative formalities.
Financing
Discover a wide range of services to support your growth. Whether you're self-employed or a large company, our solutions are tailored to your needs.
Cash Management
View the banking position of all your activities in real time. Put in place an analytical vision of your flows and give meaning back to your banking operations.
Mastercard business cards
Discover the services and Mastercard cards available to you.
Corporate expense management
Capped Mastercard cards with employee rights management.
Managing association expenses
The dedicated solution for associations to manage their business expenses.
Insurance and legal protection
Insurance is included in cards or packages, and meets the needs of both the self-employed and large companies.
Chartered Accountants
To make your life easier and avoid errors in your declarations, entrust your accounting to chartered accountants.
Expense management
Corporate expense management
Capped Mastercard cards with employee rights management.
Managing association expenses
The dedicated solution for associations to manage their business expenses.
Rates
Rates
Everyday pro account
Company creator
Small associations
Independent
SMEs and Startups
Expense management
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Associations
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2020 Archives
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VSE/SME
Mission Transition Écologique: the new platform designed to help VSEs and SMEs in their approach
The "Mission Transition Écologique" platform is designed to help VSEs and SMEs access the most appropriate assistance for their situation.
Professionals
CFE
payment deadline on December 15
The tax notices for the business property tax (CFE) are online. Liable companies have until December 15, 2023 to pay the balance.
Professionals
Failure to provide a statement of natural and technological risks does not result in termination of the commercial lease
The fact that a lessor fails to provide a statement of natural and technological risks that is less than 6 months old is not sufficient reason to terminate the lease....
Professionals
Local business taxation mapped city by city
The Direction générale des Finances publiques (DGFIP) has launched a new tool presenting local business tax data in the form of dynamic maps.
SMALL BUSINESSES
Reindustrialization boosts construction sector
Penalized by the crisis in housing construction, the building sector is benefiting from France's industrial development.
Professionals
Commercial premises: work prescribed by the authorities is the responsibility of the lessor
A landlord who receives a notice from the authorities requiring him to carry out restoration work on his commercial premises cannot require his tenant to do the work....
SMALL BUSINESSES
Variation in commercial lease rents frozen at 3.5% year-on-year
While inflation remains high, the 3.5% rent increase freeze for households and SMEs has been extended...
Professionals
Requalifying a rental contract as a commercial lease: what is the limitation period?
In a recent decision, the French Supreme Court (Cour de cassation) ruled on the starting point of the limitation period for an action to requalify a rental contract as a commercial...
VSE/SME
Damage caused by an equipment rental company on a worksite: who is liable?
The contractual liability of a construction company cannot be engaged when the damage is caused by the company to which it has rented equipment.
Professionals
Building: ways to contain the rise in construction prices
Construction prices remain high, mainly due to inflation in materials prices.
Professionals
How to find a business premises close to home?
There are many advantages to finding a business premises close to home that is suited to your needs. Here are a few tips to help you do just that...
Individuals
Mortgages: monthly usury rates from February 1
The French Ministry of the Economy has approved the monthly adjustment of the usury rate, which has until now been revised quarterly. This is a temporary measure to adapt to rising interest rates...
Banks
United Kingdom: mortgage rates exceed 6%.
Government announcements have caused panic in the UK mortgage market.
Professionals
Real estate market tense up
All players in the sector have observed a rise in mortgage rates since the beginning of the year, which is not without consequences.
Banks
The usury rate weighs on consumer credit
The usury rate is being criticized not only by mortgage professionals, but also by consumer credit specialists.
SMALL BUSINESSES
Startups tackle energy-efficient building renovation
In France, the building sector has a central role to play in achieving carbon neutrality by 2050.
Individuals
Real estate: the French take advantage of still favorable lending conditions
The French are reacting to the tightening of borrowing conditions, and many are keen to take advantage of the still favorable environment.
Individuals
Stricter conditions for access to mortgages
Lending rates have been on the rise for several months now, making it more difficult for low-income borrowers to obtain a mortgage.
Individuals
Mortgages: borrowing conditions worsen
Faced with rising interest rates and longer processing times, some households are seeing their borrowing conditions deteriorate.
Banks
Mortgage rates: how banks argue against rising rates
After years of low rates, banks need to find new arguments to convince their customers to invest in property.
Banks
Mortgages: the end of very low interest rates
Interest rates on mortgages, which have long been at historically low levels, have been rising steadily since January. Analysis.
Professionals
The EU wants to step up the fight against shell companies
The European Commission has proposed a directive to tighten regulations on shell companies in the fight against tax evasion.
Banks
Home loan rates: a respite before a rise in 2022?
While mortgage rates appear to have stabilized in December, brokers fear significant increases in 2022. We take a closer look.
VSE/SME
Business: conditions for property tax relief
Since March 2020, the government has been introducing exceptional measures to combat the spread of Covid-19 and its collateral effects.
Banks
ECB warns of soaring property prices
In its review of financial stability, the European Central Bank warned of the sharp rise in property prices.
Individuals
Property tax jumps 27.9% in 10 years
In 2020, property tax rose once again, an increase that has been uninterrupted for 10 years and now stands at 27.9%.
Banking watch
Participative financing: more than a billion euros to be raised by 2020
For the 2nd year running, Mazars and the association Financement Participatif France have published the alternative financing barometer.